Sample from Agrani Bank

Cable : Purana Palton		Telephone : 9560011, 9564769
Swift – AGBKBDDH034
Agrani Bank Limited		Purana Palton Corporate Branch, Dhaka.

Mr. Rawshan Jahan

Owner – Internal Publications

200, Middle Bashaboo,

Sabujbagh, Dhaka-1214.

Subject : Agrani Bank Limited of its “Women Advance” Loan program, in favor of you

               CC(Hypo) Credit Limit 6.00 (six) lac taka granting upto to the period

               31/07/2011 AD.

Dear Sir,

Due to the application of you on the dated 26-07-2010 AD, as per maintaining normal rule of the bank and described terms and conditions, in your favor, credit limit 6.00 (six) lac taka CC(Hypo) granting has been approved upto the duration 31/07/2011 AD.

1. Nature of Loan : Cash Credit (Hypo), { “Women Agrani” under loan program}.
2. Loan facility within limitation sum : Taka 6.00 (Six) lac.
3. Rate of Interest                                : 10.00% or at when by which rate is applicable.
4. Margin                                              : 50% at least.
5. Duration ended date                         : 31-07-2011 AD.
6. Loan Payment Process                    : 90(ninety) days interval on temporary basis loan

                                                                 account to the co-ordinate and within duration    

                                                                  ended  full money of the loan there will be

                                                                  made co-ordination.

7. Security :

(a)   Primary/Principal : As per primary security in the shop/godown preserved/deposited all of the furniture, computer materials, other electronics goods (without illegal and forbidden goods), published all of the book, stationery etc. of approximate total value 22.00 (twenty two) lac taka in properly at the stage of Insurance made condition in favor of the bank there will be hypothecated.

(b)   Personal Security:

1. The proprietor of the Loan Acceptance organization Mrs. Rowshan Jahan of his husband Mr. Mukul Pahari (Safiqul Jamil) of his personal bail.
2. Mr. Monjur Ahsan Bulbul, Chairman, Matap One Group, 6,Motijheel C/A, Dhaka-1000 of his personal bail.
3. Mr. Mozammel Hossain Faruki, Principal Officer, F.R.M.D., Principal Office, Dhaka of his personal bail.

8. The following deeds would be performed:

(a)   DP Note, (b) Loan arrangement letter, (c) Distribution Letter, (d) Loan Continuation Letter, (e) Letter of Hypothecation (f) Under Hypothecation all of the goods without resistance less, there would be given power to inspection. (g) From your account, bank’s relevant rule basis charge collection authorization letter, (h)  according to the banking rule, granting bank loan sum over than 10% would be made insurance and in the Insurance Letter, the name of the Bank would be kept as the First Party, (i) Letter of disclaimer (for only rented shop/for godown).

Contd....P/2

.  

Cable : Purana Palton		Telephone : 9560011, 9564769
Swift – AGBKBDDH034
Agrani Bank Limited		Purana Palton Corporate Branch, Dhaka.

Page-2

Granting Letter No. : PP/Women Agrani-01/76/10

Dated : 01-08-2010 AD

Subject : In favor of you, CC(Hypo) Credit Limit 6.00 (six) lac taka 31/07/2011 AD

                duration granting.

11. Special terms and conditions/directions:

(a) Performs the deeds and necessary works after completion, there would  be distribution of the loan.

(b) Liability made goods month basis stock report would be given.

(c) Within 60(sixty) days, the loan must would be accepted of withdrawal, otherwise loan will be treated as cancel.

(d) Cash Credit(Hypothecation) Limit all of the rules and regulation shall be applicable.

(e) None withdraw will be given after end of the duration period.

(f) Insurance Policy Limit will be more than 10%. It is needed to mention that the liability of loan till not to make co-ordination/payment, there would be made Insurance and if there is come to failure of Insurance Policy Acceptance/Renewal and if the needed in compulsory basis loan account after made debit, Insurance Renewal/or making new, there could be taken policy and to this connection, there could be performed of the preference letter.

12. Other terms and conditions:

(a) Sold earned money of the organization CC(Hypo) would be deposited and all kinds of banking transaction would be performed through this branch.

(b) Within the duration period of this branch, you any other bank or financial organization, there could not be accepted loan.

(c) During the duration period, imposing any kinds of terms and conditions, keeps preserve the right    

In this situation, in this granting letter due to maintenance of the imposed terms and conditions, if you are complied to take of the loan, in the second copy of the approval letter compliance signature (approval signature) will be given and will be submitted into the branch and there is requested for to perform of the necessary deed according to the terms and conditions.

Thanking you

Yours faithfully.